Property Portfolio Builders
A Leading UK Property Investment Partner
Property Portfolio Building
Building a strong, selective portfolio has been the key to the continued success of property investors across the United Kingdom for decades. Catering to the varying preferences of a wide range of individuals, property is unique in its ability to provide both rental income and capital appreciation – both of which are subject to continuous growth as a result of current supply and demand within the market.
Serving Investors Nationwide
Property Portfolio Building Service Benefits
Best Property Investments property portfolio building service offers investors an excellent opportunity to establish or curate a highly successful collection of properties using bespoke strategies.
Best Property Investments trusted consultants have extensive experience in property investment, helping ensure their ability to consistently compile highly effective portfolios for clients across a wide variety of criteria.
Best Property Investments are proud to deliver each of our property investment services on a bespoke basis – meaning our portfolio building strategies are moulded to the precise requirements of our clients.
Our carefully curated network within the property and real estate industries allows our consultants to source high potential property unavailable on public markets at the best possible price.
Distinction wealth’s fully tailored, hands-free portfolio investment plans may be altered to best suit your income goals, offering a flexible opportunity to earn passively through both monthly rental income, and capital appreciation.
We understand that passive income sources should never become a full-time occupation. Our property experts take pride in managing every aspect of the portfolio building process where desired, delivering a ‘hands-free’ service.
Property is generally considered to be the strongest class asset. With a higher percentage of the market opting to rent privately than ever before, and demand for housing far outweighing current supply, property portfolios often prove to be exceedingly secure investments.
For many keen investors, building a property portfolio is a significant step in securing further passive income. Having proved an increasingly popular option in line with market growth, property portfolios are a key feature in the repertoire of investors across the UK, with approximately 40% of landlords owning between two and four properties (31% of the private rental sector), and 17% owning more than five.
This popularity is not unwarranted. Building a property portfolio allows investors to take further advantage of significant demand, and long term capital growth, whilst offering the opportunity to establish multiple regular cash flow sources. This notably reduces the risk of total void periods – proving hugely financially beneficial in contrast to a single investment.
In addition to the above, establishing an extended property portfolio provides great opportunity for diversification within the residential class, and, of course, offers investors a truly passive source of income when curated effectively.
Contact Best Property Investments property investment consultants to discover the true potential of a professionally built portfolio.
Best Property Investments experienced investors understand that security is paramount to a successful portfolio. With us, each investment is completely secure – no trap doors, no tricks.
We pride ourselves on offering complete transparency to each of our clients throughout the investment process, allowing for changes to be made at any point, as and when requested.
Working on a bespoke basis with a select group of clients allows our experts to deliver a more personalised level of service, allowing for accurate insight into all elements of a portfolio.
Our experts strive to know every fine detail before committing to any investment decision, allowing them to fully assess all available options, and make impactful moves that help ensure a high return.
To further discuss your property investment goals and requirements, or, to explore ways in which we can work together, contact us for a free, no-obligation consultation.
Property Investment Services
Discover Best Property Investments core range of property investment services – designed and delivered by experienced industry experts to ensure optimal results. Offered on a bespoke basis to all clients, our services aim to allow for a ‘hands-free’ investment experience where preferred, helping ensure the best possible decisions are made with regard to your portfolio and individual goals, whilst minimising your workload.
Best Property Investments
Property Investment Process
Our property investment and development experts are proud to offer a free consultation service, during which they’ll advise on the most suitable investment package or service for your goals, requirements, and limitations.
After establishing your chosen property service and receiving an initial payment, your allocated Best Property Investments consultant will undertake all work necessary to source and obtain relevant opportunities with high return potential.
Our dedicated team will work on your behalf to ensure every aspect of your investment functions smoothly, allowing you to reap the benefits of your successful investment with minimal stress.
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News & Resources
Browse our collection of the latest property investment news and resources.
Property Portfolio Building FAQs
What is a property portfolio?
A property portfolio is a term used to describe a number of investment properties you own - typically at least two or more. These may be a combination of different types of properties that are generating you a return on your initial investment. Your property portfolio may be made up of rental properties, HMOs or short-term and holiday properties, which you might be renting out via websites such as Airbnb. Owning one investment property can certainly supplement your income on a regular basis but it may not be enough to cover the costs of the property and at the same time offer you financial freedom. Therefore most property investors expand and diversify their property portfolios to increase their monthly cashflow, generate passive income or grant themselves an early retirement.
How long does it take to build a property portfolio?
A property portfolio is a group of investment properties owned by a company or an individual. Building a portfolio of properties aims to generate a significant return on investment. A well put-together property portfolio can potentially replace someone’s full-time income. The time it takes to build a property portfolio depends on the investor’s individual financial circumstances, their knowledge of the property market and their mindset. With a solid strategy, a good understanding of the industry, and enough money to invest, it is possible to build a good size portfolio in one or two years.
Whilst building your property portfolio, you get a chance to purchase a range of different properties and as a result, diversify your investment and spread risks.
What is portfolio management in real estate?
Portfolio management in real estate is the process of matching investments to objectives, allocating assets, managing risks and transactions and dealing with properties themselves.
Real estate portfolio managers are in essence, CEOs running a company and handling all the aspects of it, except the company is the real estate portfolio of a client. This offers a hands-free experience for the investor and allows them to enjoy the passive income without the portfolio becoming a full-time occupation.
Portfolio managers are often rated by their ability to ensure appropriate risk-adjusted returns and portfolio diversification through superior asset allocation and selection. That is also the main benefit of hiring a real estate portfolio manager - they are able to improve your returns with their vast knowledge of the market. They achieve these results by implementing an ongoing portfolio analysis management and staying up to date with the trends in the economy, and the property market itself.
How do you develop a property investment strategy?
Property is seen as a safe investment choice when compared with other options, such as stocks and shares. Nevertheless, every financial investment poses a certain amount of risk and so it is essential to have a comprehensive strategy in place before you begin investing in property. Here are some steps to cover:
1. Choose your tactic.
It’s important to know the various routes into property investment and master one or two rather than spread yourself thin by trying to cover them all. Most property investors niche down to one or two of the following tactics:
- Single let properties (Buy-to-Let Strategy)
- Student properties
- Buy-to-Sell Strategy
- Off-plan properties
- Rent-to-Rent Strategy
To choose the strategy that suits you best, research each of the above and consider how much money and time you have to dedicate to this endeavour, and what is your overarching goal.
2. Network and research.
Once you know which tactic you are going to pursue, look for and speak to people who have done it in the past. Contact mortgage advisors to discuss budget options available to you and find out what the deposit requirements are.
3.Settle on a location.
Your research should include looking at various locations and the benefits they offer. Some property types naturally point to specific locations. For example, if you’ve chosen to invest in student accommodation you’ll want to look at properties close to universities. Other property types might require you to be more strategic about the choice of location. If you were planning on selling the property you might benefit from focusing on locations in areas that are undergoing regeneration or show growth potential as this will secure higher capital gains.
Consider various scenarios whereby you might make losses for a period of time and assess whether you’d still be able to pay the mortgage. Within your risk assessment, you should think about ways to spread risks.
5. Have an exit strategy.
Think about how you would go about liquifying your assets when you’re ready to get out of your investment. Analysing your options will help you ensure your plan achieves your investment goals.
6. Check the financial feasibility of your investment.
Decide what is the best way for you to make the investment - are you going to do it alone or share the investment with someone else? Think about what type of mortgage will make the most sense in your circumstances.
How do I build a property portfolio with no deposit?
Most landlords agree that having a large deposit is a beneficial position to be in when trying to invest in a property. However, buying your first investment property when your funds are low is still possible. There are a few different ways in which you can invest in property with no deposit.
Releasing equity from your own home is one way to raise money for the deposit. It is a relatively quick option but can be risky if things don’t go to plan.
Another option is to look for a lender who offers 100% borrowing if additional security is offered. In most cases, this additional security is another property.
If you are ready to take responsibility for seeing the entire project through, setting up a joint venture business with someone who can provide the funds can also be an option.
Purchasing a property at a price that is under 70% of the open market value opens doors to obtaining it essentially without a deposit. This is possible when you use lenders that consider your loan to value against the open market value, rather than the purchase price.
Last, but not least, looking for properties with a very short lease can enable you to buy one at a large discount as compared to their open market value. By arranging for the lease to be extended at the same time as the purchase completes, the value is greatly increased on completion. As a result, the property can be left with a lot of equity in it, even if the purchase and lease extension are funded fully by debt.
How to build a property portfolio in the UK?
Building a property portfolio in the UK involves purchasing and managing multiple properties for the purpose of generating income or capital appreciation. Here are some steps to consider when building a property portfolio in the UK:
- Research the local real estate market: It's important to do your due diligence and research the local real estate market to identify areas with strong economic growth, rental demand, and potential for appreciation. Look for properties that meet your financial goals and risk tolerance.
- Develop a budget and financing plan: Determine how much money you have available to invest in property and consider your financing options. You may need to secure a mortgage or other financing to purchase the properties.
- Seek professional advice: Consider consulting with a financial professional or property investment expert to help you develop a strategy and identify properties that meet your investment goals.
- Purchase properties: Once you have identified properties that meet your investment criteria, make offers and negotiate the purchase price. Be sure to carefully review the terms of any mortgage or financing agreements before committing to a purchase.
- Manage the properties: Once you have purchased the properties, you will be responsible for managing them, including collecting rent, paying expenses, and maintaining the properties. You may want to consider hiring a property management company to handle these tasks.
- Review and adjust your portfolio: As you build your property portfolio, be sure to regularly review the performance of the properties and make any necessary adjustments to your investment strategy.
Overall, building a property portfolio in the UK requires careful planning, research, and management. It's important to carefully consider your financial goals and risk tolerance and to do your due diligence before making any investment decisions.
How long does it take to build a property portfolio in the UK?
The length of time it takes to build a property portfolio in the UK will depend on a number of factors, including the size and scope of your investment goals, the amount of capital you have available to invest, and the local real estate market conditions.
Generally, building a property portfolio in the UK will take longer than other types of investments, such as stocks or bonds, because it involves purchasing and managing physical assets. It can take time to research and identify properties that meet your investment criteria, secure financing, and complete the purchase process.
Once you have purchased the properties, you will need to manage them, including collecting rent, paying expenses, and maintaining the properties. This can be time-consuming, especially if you are managing the properties yourself.
Overall, the length of time it takes to build a property portfolio in the UK will depend on your investment goals and the resources you have available to invest. It's important to be patient and to carefully consider your investment strategy before making any decisions.
How to build a property portfolio with no money?
Building a property portfolio with no money upfront can be challenging, but there are a few strategies you can consider, including the following:
- Partner with a financial backer: You may be able to find a financial backer, such as a private investor or a mortgage lender, who is willing to provide the capital needed to purchase the properties. In exchange, you may need to offer a share of the profits or other compensation.
- Use leverage: You may be able to use leverage, such as a mortgage or a home equity loan, to finance the purchase of a property. This can allow you to control a property without putting up all of the money upfront, but it also involves taking on debt and potentially incurring interest costs.
- Participate in a joint venture: You may be able to find a partner who is willing to invest in a property with you and share in the profits. This can allow you to share the costs and risks of property ownership and potentially build a property portfolio more quickly.
- Rent to own: Some sellers may be willing to offer a rent-to-own arrangement, in which you rent a property for a set period of time with the option to purchase it later. This can allow you to build equity in the property over time and potentially purchase it with a smaller down payment.
Overall, building a property portfolio with no money upfront can be challenging, but it is possible with careful planning and the right strategy. It's important to carefully consider the risks and potential costs of any investment and to do your due diligence before making any decisions.
Quality property portfolio building
Best Property Investments boasts an unrivalled reputation for the consistent provision of significant returns, and high levels of client satisfaction. Read about our client’s investment experiences with us below:
If you are looking to invest in property it’s best to have a competent property specialists that can help you out achieve your financial freedom; this is Best Property Investments
The team at Best Property Investments are driven individuals and educated ones too. Their knowledge of property is excellent, in particular which strategies are best utilised to get maximum benefit for their clients. I enjoyed working alongside Best Property Investments and would happily work again with them in the future.
Best Property Investments are experts in their field and have offered up some great advice on ventures we were looking to pursue. I would strongly recommend to connect with Best Property Investments and utilise their wealth of knowledge and experience.